Authentication Flow
Configure user authentication requirements and conditions.
Select verification level
Basic Verification
Requires
NameAddressPhone
Best for lightweight verifications like consumer checkouts.
Social Security (SSN9)
Requires
NameAddressPhoneDOBSSN9
Best for banking-as-a-service.
Know Your Client (KYC)
Requires
NameAddressPhoneDOBSSN9Gov ID
Best for exchange or debit-card onboarding. Escalates to gov ID if prior checks fail.
Government ID
Requires one of
LicensePassportGov ID
Best when age verification is required.
Gov ID + Facial Recognition
Requires
Gov IDSelfie
Best for anti-fraud and non-US verifications.
Create Custom Flow
Fully customize your user
authentication flow →